Florida Business Insurance Solutions

Contractors1stInsurance.com provides contractors with the Florida Business Insurance policies they need in order to protect their businesses, including Workers Comp, Liability Insurance, Contractor Bonds, and Payroll and Employee leasing.

We have been working with Florida Contractors for over 30 years to provide you with the right insurance coverage for your specific business needs. Our agents have the ability to negotiate programs and premiums from over 100 of the Nation?s Top Insurance carriers to make sure you have the risk management program to protect your business. We have relationships with top national, regional, and specialty insurance carriers to construct programs for small, large, and even hard to insure Florida Business Insurance needs.

We have agents that specialize in a wide range of industries. If you are a 1 man electrical crew or manage 100 truck drivers, we have the knowledge to walk you through you risks and exposures to build your specific program.

Florida Business Insurance we offer:

Workers Compensation Insurance - Workers Comp is required in Florida if your company has 4 or more employees. This type of insurance covers medical benefits, rehabilitation benefits, and lost wages to an employee if they are injured on the job.

Liability Insurance - Liability Insurance will protect your company from claims of bodily injury, property damage, advertisement damage, and personal injury against your company from third parties.

Business Bonds - Bonds as a guarantee between your business and the client that the project will be completed to the satisfaction of the contract. Most private and all government contracts now require proper bonding before work can even be bid on.

Payroll and Employee Leasing - You spend countless hours a week calculating payroll, working on employee benefits, and learning Florida state laws and regulations regarding HR compliance. Employee leasing allows you to outsource HR administration, payroll, employee benefits, and other time consuming projects, to free you and your employees up to focus on more important business operations.

Lower You Florida Business Insurance Rates:

Make sure to ask about multiple insurance quotes - This is one of the best ways to get affordable Florida Business Insurance, and we can will provide multiple quotes for which to choose from. Different carriers can vary in price up to hundreds of dollars. You want to make sure that you are comparing the same exact policy and not just the price. Our agents will walk you through every question to make sure you have covered every angle.

Raise your deductibles - Raising your deductibles can lower your monthly premiums by 10% to 30%. Be careful not to have such high deductibles that it causes financial hardship in case of an accident. You will want to work closely with a certified broker to analyze your situation and find the right deductible for your situation.

Ask about discounts you may qualify for - Sometimes you are eligible for hidden discounts for specific training, certifications, and professional organization memberships.

Call us at 1-800-790-6808 for a free consultation and Florida Business Insurance Review.

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