Debt counseling can help consumers in need - ATAF - Advanced ...

Debt counselors are designed to help consumers with duties such as money, budget and debt management.

Unfortunately, not all debt counselors are created equal. In fact, some counselors charge high fees, often times undisclosed ahead of time to the consumer. Furthermore, some counselors can even coerce consumers to make ?voluntary? contributions, thus pushing the consumer further into debt.

The good news is that there are plenty of good and qualified debt counselors that can truly help consumers in need. Before consumers decide to work with a counselor, they should first understand what type of services that the counselors provide and will be providing.

Next, consumers should look into the fees that are associated with the work that the debt counselor performs. It is important to get a detailed price quote in writing, and if there will be any additional fees outside of the contract.

Finally, check to see if the debt counselor is licensed to work in the state. Many states require that the debt companies are licensed before they offer any services including, but not limited to, credit counseling or debt management plans.

Source: http://www.ataf.biz/personal-finance/debt-counseling-can-help-consumers-in-need/

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